Licensed Health Insurance Advisor · Tampa Bay, FL

Health coverage
built for you

Stop overpaying for coverage that doesn't fit your life. I help individuals and families find private health plans that cost less, cover more — and finally make sense.

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1M+
People I'm on a
mission to help
$0
Cost to get
a quote
100%
Independent &
on your side
Brandon Rapose
✦
Coverage with Brandon
Licensed & Independent
🎯  My mission: help 1 million people lower the cost of their health coverage and take back control of their healthcare.
What I Specialize In

Coverage built for the way you actually live

Most health insurance is designed for giant corporations — not for real people. I help individuals and families find private plans that cost less and cover more.

⭐ Primary Specialty
👨‍👩‍👧

Private Health Plans for Individuals & Families

Stop overpaying for coverage that doesn't fit your life. I find private health solutions that give you and your family real benefits at a fraction of the cost.

  • Individuals, couples & families
  • Self-employed & 1099 contractors
  • ACA alternatives & supplemental coverage
  • Plans matched to your budget
🧑‍💼

Self-Employed & In-Between Jobs

Self-employed, between jobs, or just tired of your current plan? I'll find you a better option — fast, clear, and without the runaround.

  • ACA marketplace plans
  • Short-term health coverage
  • Supplemental & gap coverage
  • Dental & vision add-ons
🔄

COBRA Transition Coverage

Just lost your job-based coverage? COBRA is almost always overpriced. I'll show you better options before you spend another dollar on it.

  • COBRA cost comparison
  • 30-day gap bridge coverage
  • Qualifying life event enrollment
  • Side-by-side plan breakdowns
Before Your Appointment

What to expect on the call

No jargon. No pushy sales pitch. Just a clear, simple path to the right coverage.

★ Must Watch ↓
1

We review your situation

We'll talk through your coverage needs, your budget, and any health factors that matter — so the recommendation actually fits your life.

2

I explain your options

I'll walk you through the plans that make sense for you in plain English — what they cover, what they cost, and the trade-offs of each.

3

You decide with confidence

You'll leave the call understanding the best coverage choice for you and your family — no surprises, no pressure to commit.

Quick prep — have this ready before we talk
No documents required — estimates are fine.
✓
Your zip code
✓
Date(s) of birth
✓
Prescriptions or conditions
✓
Household income estimate
The Landscape

The four ways to get covered

There are four main paths to health coverage in the U.S. On our call, I'll help you find the one that fits you best.

🏢

Employer Plans

Often a good deal for the employee — but frequently expensive or limited when you need to cover the whole family.

🏛️

Government / ACA Plans

Best for people with lower income or pre-existing conditions, where subsidies and guaranteed acceptance make the most sense.

⏳

Short-Term Plans

Cheap up front, but with dangerous coverage gaps. They can work as a short bridge — rarely as a long-term answer.

⭐ Often the best fit
🛡️

Private, Medically Underwritten Plans

Reward healthy individuals and families with lower costs and stronger benefits. For many people I work with, this is the hidden win.

The Process

From confused to covered in 4 steps

01

Free consultation

Tell me about your situation, your current coverage, and what you're paying now.

02

Plan analysis

I compare dozens of options using smart tools to find exactly where you can save.

03

Clear recommendation

You get a side-by-side breakdown. No jargon, no pressure — just honest options.

04

Get covered

I handle the paperwork and stay with you well after enrollment day.

Brandon Rapose
100%
client-first
About Brandon

Education first.
Always.

I'm Brandon Rapose — a licensed health insurance advisor based in South Tampa and the face behind Coverage with Brandon. My mission is to help 1 million people lower the cost of their health coverage and take back control of their healthcare.

My path here started in Allentown, Pennsylvania. After studying at Penn State and spending years at the intersection of finance, sales, and technology, I moved to Tampa and committed fully to health insurance — not as a product to push, but as a broken system to fix.

I built my practice around a process that puts clients first — not the biggest sale. I use AI-powered tools to research, compare, and match plans faster and more accurately than a traditional broker. Real answers, not brochures.

⚡

Tech-forward

AI tools to find the right plan faster than any traditional broker.

🎓

Education first

You'll understand every option before making any decision.

📍

Tampa Bay local

Based in South Tampa, serving clients across Florida and beyond.

💰

Cost obsessed

Every recommendation is benchmarked against one goal: your savings.

In Their Words

What clients say

★★★★★

"Brandon actually explained my options in plain English — no one else did that."

— Sarah M.
★★★★★

"I was able to save money and feel confident my family is covered."

— Michael T.
★★★★★

"Finally, someone who listened to what I needed instead of pushing a sale."

— Jennifer L.
Free Health Coverage Guide

10 Common Mistakes & How to Avoid Them

The costly health insurance mistakes most families don't catch until it's too late — and exactly how to sidestep every one. Free, no strings attached.

  • ✓ The enrollment traps that quietly cost families thousands every year
  • ✓ How to tell whether you're actually overpaying for coverage
  • ✓ The questions to ask before you sign up for any plan
  • ✓ Written in plain English — no jargon, no sales pitch
The 10 Common Health Insurance Mistakes & How to Avoid Them — free guide cover

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Questions

Before you book

What if I already have insurance? +
No problem at all. Plenty of people I talk to already have a plan — they just want to know if they're overpaying or under-covered. I'll review what you have and tell you honestly whether it's worth changing.
Will this cost me anything? +
The call is completely free, with no obligation. I'm paid by the carrier when you choose a plan, so my guidance never costs you extra — and you're never pressured to buy anything.
What if I don't qualify for private coverage? +
That's okay — private plans are just one of four options. If a medically underwritten plan isn't the right fit, I'll point you to the best path for your situation, whether that's an ACA plan or something else.
How long does the call take? +
Usually 15–30 minutes. Enough time to understand your situation and walk through your real options — without dragging out your day.
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Get In Touch

Let's find out what you should actually be paying

Reach out directly

📞
✉️
🌐
📍
Location
South Tampa, FL · Serving clients nationwide
No cost. No obligation.

A quote conversation costs nothing. The average client I work with saves hundreds per year just by having this call.

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Takes 2 minutes. I'll follow up within 24 hours.